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Send Money to China via Alipay & WeChat
Money Moves. 每个月都寄
Money home to China. Delivered to Alipay, Weixin (WeChat Pay), or local bank accounts — 寄给家人, straight home.
Money Transfer Methods for China — Alipay, WeChat Pay & More
Receiving methods in China:
Card delivery:
Bank account:
SWIFT wire
Card delivery:
Bank account:
SWIFT wire
- Alipay / WeChat Pay — direct to wallet via Alipay and WeChat Pay accounts, used by over a billion people (lead method)
- UnionPay card — direct to card, usually same-day
- Bank account — available to major Chinese banks such as ICBC, Bank of China, China Construction Bank, and Agricultural Bank of China
- SWIFT wire — available
Sending methods:
Bank transfer
Debit card
Credit card
Bank transfer
Debit card
Credit card
- Send straight to any Alipay or Weixin (WeChat Pay) wallet, linked directly to the recipient's Chinese bank account.
- Works with just their Alipay and WeChat Pay accounts — no bank visit needed on their end.
- Also delivers directly to a UnionPay card or bank account, for recipients who prefer that route.
How Much Does It Cost to Send Money to China?
Your calculator shows every number before you confirm:
Sending amount
The amount you enter
Transfer fee
A flat fee per transfer, shown as a line item
Exchange rate
The live rate applied to your transfer (which includes our margin)
Recipient gets
The exact amount in CNY, straight to their Alipay, WeChat, or bank account
*Exchange rates are subject to change. Please check the Paysend app or website for the most up-to-date information before sending a transfer. Third-party fees may apply.
How to Send Money Online with Paysend
Step 2
Create your account
Sign up fast with your email or phone number. Verify once, and you're all set for next time.
Step 3
Set up your first send
Enter the recipient's Alipay and WeСhat Pay accounts, or bank details, and the amount, and review the exchange rate and fee.
Step 4
Confirm and send
You see what your recipient receives before anything leaves your account.
Send to 100+ countries
Real people, real stories
I have used a lot of money transfer apps but, I found this app is the best as I have been using it for one and half years now, good exchange rates and zero fee and the best thing transaction completes immediately within seconds or minutes.Vishant K.
Paysend for me now is my favorite, safety app for sending money. Nowdays money reach to receiver faster than before, if you needs trusted app for sending money use paysend.Hillylove T.
Paysend was a really exciting discovery as someone who regularly sends overseas payments. This has got to be the quickest, simplest and most efficient way of sending money.Ally D.
Best app to send money from Canada to Ethiopia. It has zero fees if you are sending to someone's account, and the exchange rate is always reasonable. One time I tried to send money but there was a problem with the recipients account and I got my money back without even calling their customer service. They immediately refunded me. Keep up the great work on this app please. I am very pleased and will recommend this app to all of my relatives!Kiing K.
I am from India and I work in north Macedonia.This app easily converts Macedonian Denar to Euro and sends it to India It is a very good app with almost no fees.WaL N.
I just love using paysend. Me and my friends always use paysend for transferring money to my country. I hope paysend will always give us best rates and service and we will keep using it.Touhidul P.
I recently used paysend and was thoroughly impressed! The team was professional, efficient, and provided excellent customer service. They exceeded my expectations in every way. Highly recommend. Used paysend to send money online and it was seamless! Fast transfers, competitive rates, and user-friendly interface. Highly recommend for hassle-free transactions!Caleb S.
The service is reliable, money transfers are fast and simple. I occasionally receive promo codes from Paysend, which allow me to make transfers with no fee and a good exchange rate, and I really appreciate that.Anastasiia M.
Trustable and very easy to use, supportive Service desk team and able to resolve any faced issues (as per my experience with the valuable support team)Amr D.
*Testimonials are individual experiences and results may vary
Join the Paysend community
Become an ambassador
Ambassadors
Active in a Chinese community — WeChat and Rednote, Chinese student society, cultural association, or social media following? Earn on every transfer. For: Chinese student society leaders, Xiaohongshu creators, community WeChat group admins, diaspora group admins. This program is subject to contract and to our full terms and conditions.
Refer a friend
Referrals
Earn up to $36 per friend · Share your link with friends and family who would love Paysend. Terms and conditions apply.
Related topics
FAQ
Enter the recipient's Alipay account and the amount you want to send. Review the exchange rate and fee, confirm, and the funds land directly in their Alipay wallet.
Yes. Enter the recipient's WeChat Pay account, and the funds are delivered straight to their WeChat Pay wallet — no bank visit needed on their end.
You can send directly to an account at a major Chinese bank, including ICBC, Bank of China, China Construction Bank, and Agricultural Bank of China.
Paysend charges a flat transfer fee per transfer. Currency conversion also includes an exchange rate margin, so the total effective cost varies with the amount. The full cost and the rate are shown before you confirm.
Disclaimer: Exchange rates are subject to change. Please check the Paysend app or website for the most up-to-date information before sending a transfer. Third-party fees may apply.
Alipay and WeChat transfers usually arrive within minutes once your transfer is processed; card and bank transfers are usually the same day. Timing can vary by funding method, destination, and applicable compliance checks. You'll see any expected timing before you confirm.
Disclaimer: Delivery times are not guaranteed and may vary. Time can occur due to compliance or verification checks, funding method, bank or network processing times, or circumstances outside our control.
You can pay by debit card, credit card, bank transfer, Apple Pay, or Google Pay — and your recipient can receive it via Alipay, WeChat Pay, UnionPay card, or directly to a bank account.
Yes. Many people use Paysend to support family or friends in China for everyday needs.
Alipay and WeChat wallets are each linked to a bank account behind the scenes, so the recipient needs an active Chinese account — but they only need to share their Alipay or WeChat Pay accounts with you, not their bank details.
Yes. Protecting your personal information is a top priority. We use robust physical, technical, and administrative safeguards, including advanced encryption, to keep your data secure. Also we never sell your personal data to advertisers or share it with any government unless required by law to comply with anti-money laundering regulations. For full details, please review our Privacy Notice under the relevant jurisdiction.